Injury claims by people struck while walking, decided by right-of-way rules, comparative fault and which insurance policies cover a pedestrian.
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A pedestrian hit by a vehicle generally has a negligence claim against the driver. Every state requires drivers to yield to pedestrians in crosswalks and to exercise due care to avoid hitting a pedestrian anywhere on the road, and those duties are the usual starting point. Pedestrians have duties too. California's Vehicle Code is a typical example: drivers must yield to a pedestrian in a marked or unmarked crosswalk, while a pedestrian may not suddenly leave a curb into the path of a vehicle so close that it is an immediate hazard, and must yield to vehicles when crossing outside a crosswalk (Cal. Veh. Code §§ 21950 and 21954). Whether the pedestrian was partly at fault, for example by crossing mid-block or against a signal, is decided under the state's comparative fault rule and usually reduces rather than bars recovery.
Children are judged by a different standard: the conduct of a child is compared with what a reasonable child of similar age, intelligence and experience would do, not with an adult (Restatement (Second) of Torts § 283A). Drivers in school zones and residential areas are expected to anticipate children.
Insurance often decides how much a pedestrian actually recovers. In no-fault states, a pedestrian struck by a car may be able to claim personal injury protection benefits for medical bills and lost wages, often from their own household's auto policy if they have one, regardless of fault. A pedestrian's own uninsured and underinsured motorist coverage commonly applies when the driver had little or no insurance or fled the scene. Where poor road design, a broken signal or missing lighting contributed, a claim against a city or state agency may exist, but it is subject to the state's tort claims statute and its claim-presentation deadline.
Call the police so a report is made, get medical care, photograph the scene, the signals, the lighting and your injuries, and get witnesses' names. Ask your own auto insurer whether personal injury protection or uninsured motorist coverage applies even though you were walking. If a public road condition or signal may have played a part, speak to a lawyer quickly, because claims against public agencies have short presentation deadlines.
Worried about the cost? A lawyer can be hired for one part of a case only (limited-scope representation), may be paid from what a claim recovers (contingency fee), or may be free through a pro bono program or legal aid; a court can also waive its own filing fees.
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Other entries in the same area of law, each written from the same primary sources.